US Layoff Insurance
Layoff insurance has been a popular product in the UK for some time, but now you can obtain US supplemental layoff insurance. Many people can qualify for state unemployment insurance, but the cash benefit is very low, usually only a few hundred dollars a month. The amount will barely pay for groceries, much less keep a mortgage current. If you are employed, but are concerned that you could not pay your bills if you lost your job, look into a supplemental layoff protection plan like PayCheck Guardian.